Groovy Stuff: Troop Haters Among Us, Sheryl Christensen, Countrywide Home Loans

Monday, March 2, 2009

Troop Haters Among Us, Sheryl Christensen, Countrywide Home Loans

American veterans are the largest single group discriminated against.

“If you'll believe in me, I'll believe in you. Is that a bargain?” is from Alice In Wonderland.

Did you know that American veterans are the largest single group of American citizens discriminated against? Why aren’t veterans protected against discrimination? Health care, home loans and home purchases are the three areas veterans are discriminated against the most in.

Since I started this Among Us series, I get a wide range of stories from people. Some of these people are angry. Others are crying. Some are perplexed. Others are frustrated. Some are desperate. Others are in shock. Enough time has gone by that I am now getting information on a person or business from more than one source. Some I have personal knowledge of. It is way past time veterans also are a State and Federally protected class of American citizen. Certain classes of people are Federally protected against discrimination. Classes such as race, nationality, ethnicity, marital status, age, familial status, disability, etc. in loans, leasing and selling of houses in Fair Housing in Housing and Urban Development, in employment such as in the Equal Employment Opportunity, and access as in the American With Disabilities Act.

The Reno-Tahoe area has many good things going for it. Another one of them is the regional VA Medical Center. As a disabled Navy Viet Nam vet, when I lived in the Bay Area I used to go to the San Francisco VA. It had excellent care. The VA hospital here is also excellent. When the VA Hospital is overwhelmed, as it often is with the massive influx of younger veterans from The supercilious War On Terror, it out-sources us. It gives us vouchers to pay for our medical care. The reason is that the VA is a health care plan – one exclusively for veterans. The intent of the VA is that a veteran gets health care outside the VA and their health insurance covering them is VA. No different from other health care insurance providers such as Kaiser, Blue Cross, Hometown Health, etc. Great idea except the private sector refuses to treat veterans with VA insurance.Such as Ed Angelini. Melody Cote was one of the people at Dr. Angelini’s office that hung up on veterans with a VA voucher. One of those veterans was me. She is now a Realtor. Her husband, Jack Cote, is a Realtor . Both are now with Coldwell Banker Village Realty.

Dr. Angelini, Mrs. Cote was quick to send us to war and certainly enjoy the daily benefits of living in a free society. Yet, they denied their services to veterans. Services for which they advertise they do, will be paid to do by the VA, yet they refuse to provide their service solely because the patient seeking their service is a veteran.Same story for a veteran seeking to use their GI Bill to purchase their home. I have also received several complaints about Realtors and loan officers that will not work with a veteran wanting to buy their home with a VA insured home loan. I myself had the same problem with a Realtor named Danny Podesto.

I called Senator Harry Reid and spoke with a Susan Lisagor for Senator Reid to sponsor legislation to add veterans to the protected list so veterans can’t be discriminated against.I want American veterans immediately added to the protected class of citizen for discrimination. We have State and Federal laws to protect against discrimination. It is way past time veterans also are a State and Federally protected class of American citizen. The Salvation Army (a Hero Among Us) is the only store I’ve ever found that gives me a Veteran’s discount upon presentation of my Veterans ID.Others (Troop-Haters Among Us) that I have received stories that have denied services to veterans solely because of the veterans’ VA insurance or the use of a Veterans ID.

NO pharmacy in town or outside of the VA pharmacy.

Doctors: Dr. Terance Cochrane, Eyetech Visioncare, Dr. Thomas Komadina, Sierra Eye Associates, Dr. Geoffrey Cecchi, Family Eyecare Associates, Dr. Michael Fischer, Dr. Hum, Dr. Denis Humphreys, Dr. Stanley Plecha, Dr. Tyson Kales, Dr. Evan Pritchett, Dr. Christine Siebert, Dr. William Durant, Dr. Bud Schonder, Dr. Michael Stanko.

Realtors: Rose Newman with Prudential Nevada Realty, Carl Jorgensen with Coldwell Banker Village Realty, David Morris with RE/MAX, Donna Clark with Dickson Realty, Greg Cook with RemCor, Dana Haley with Keller Williams,w Veena Ranganath with Coldwell Banker Plummer, Corey Carter with Keller Williams, Linda Hartman with Century 21, Chris Harris with Coldwell Banker Village Realty, Michael Robinson with Chase, Rodley Moser with Dickson Realty, Jonathan Wornardt with Coldwell Banker Village Realty.

Loan Officers: Brent Harte with CTX Mortgage, Kevin Anderson with Countrywide, Gina Nolte with Indymac, Sheryl Christensen with Countrywide.Banks: Bank of America refuses to accept a Veterans' ID. That also happened to me.

Many of the stories I got about this discrimination were from elderly and/or disabled veterans. They do not drive so their only ID is their Veterans ID.“If you'll believe in me, I'll believe in you. Is that a bargain?” If these businesses will believe in and support us veterans, then I’ll believe in and support them. Until then, to stop the discrimination against veterans, I will not use them. I wrote this article. I tell others about the discrimination. I ask that you do not use those that discriminate against veterans, and that you contact your local and Federal representatives telling them to sponsor and support legislation adding veterans to the protected classes. Veterans served so that every American citizen enjoys the benefits of a free society. However, the veterans do not get respect, or the benefits we paid to get. If you enjoy your freedom, thank and support a vet. If not, get the hell out of America.

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Consumers are Less Likely to Keep Their Opinions to Themselves

Everyday consumers of goods and services now have the Internet to describe their experiences with businesses and those businesses’ employees.

Government executives, administrators and all government employees, businesses, both non-profit and profit, legal and not legal, and every single one of their owners and employees, and all religious participants are ever increasingly more vulnerable to exposure, and accountability.

Consumers have become bolder that their payment means total accountability for what consumers paid for. Consumers are less likely to keep to their place, do as they’re told and keep their opinions to themselves.

Today’s governments, businesses or religions that dismiss or ignore consumers do so at their own risk. The Internet is free at public libraries, free at many businesses and free to anyone that wants to crawl on to it from a nearby wireless connection. Consumers of these goods and services more often than not relate bad experiences over good experiences. Exercising their freedom of speech rights where legal and illegal in other countries, they not only spell out and link the offending business’ name and location, but also the offending employees and/or owner’s names and locations. They spell out in great detail, and link with supporting documentation, their complaints.

I am glad to see “Gone are the days where settings from Auschwitz to Abu Ghraib contaminated in isolation both superiors and subordinates.” I am glad “the Internet is real-time exposure forcing attention, and repercussions.” I am glad “The result has been an increase in holding others accountable, just saying no and exposes.”Governments, schools, teachers, businesses, attorneys, judges, Realtors, home loan lenders, doctors, mechanics, hospitals, religions, etc. should be “relentlessly interviewed, closely monitored, increasingly resisted, and constantly scrutinized.”

“Online exposes and nastiness” happen for a reason.

Reasons like bad customer service or injustice. “As the realization sinks in that the Internet is also a real time conduit of ones’ reputation,” customer service will be deliberately forced to get only better.I have come to the recent conclusion that the Internet has made the Better Business Bureau a dinosaur. The BBB does not publish what the complaint is, and without that, the complaint is useless. Complaints made to the BBB about businesses not providing goods and services as advertised or legally required, bar associations about lawyers lying and taking client’s money but not doing what they were paid to do, Realtor associations about Realtors clearly violating written ethics rules, ethics committees, commissions, etc. should not be private. Instead, all should be public.

That’s another reason why there is an increase on the Internet of complaints and exposes. Too often, ranks have closed in around an offending member and protected them rather than hold them accountable. Or worse, the accused makes threats against the complaintant and witnesses, or bribes are offered by the accused and accepted by the investigator(s), prosecutors and/or judges.

The Internet is the medium to not only expose the offending member, but also these cover ups by those paid to investigate, judge and punish offenders.Public records are public to protect the public. That’s why our publicly elected officials voting records are public. That’s why publicly elected officials can only have public meetings “putting their opinions and conclusions easily available to everyone.” That’s why all complaints, investigations and outcomes should be public.

As MadMax wrote, “Remember, we have a legal system, not a justice system.”

HOWEVER, "Government is instituted for the common good; for the protection, safety, prosperity, and happiness of the people; and not for profit, honor, or private interest of any one man, family, or class of men; therefore, the people alone have an incontestable, unalienable, and indefeasible right to institute government; and to reform, alter, or totally change the same, when their protection, safety, prosperity, and happiness require it."

John Adams, (2nd President of the United States of America), 1776 (Thoughts on Government)

Groovy Stuff

Monday, March 2, 2009

Troop Haters Among Us, Sheryl Christensen, Countrywide Home Loans

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Stop Googling Yourself or You'll Go Blind

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You Decide

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Don't Shut Up & Just Do As You're Told

Consumers are Less Likely to Keep Their Opinions to Themselves

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