Groovy Stuff: Beware of These Fraudulent Foreclosure Notices Being Filed

Monday, March 2, 2009

Beware of These Fraudulent Foreclosure Notices Being Filed

Beware of these Real Estate Fraud scammers/fraudsters. Many of these Notices of Defaults being filed are just more Real Estate Fraud. Many of these Notices of Default are not real, they are fraudulent and they are just another way to steal houses. Then the fraudster “sells” the stolen house under a fraudulent Trustee’s Deed. By the time the homeowner and real and lawful lender finds out, it’s a huge legal nightmare, and the fraudsters are off with a lot of illegally obtained cash in their rotten pockets.

Too many title companies and sheriff’s offices are just accepting at face value these Notices of Default without actually verifying them against the actual Deed of Trust as to who really has the lawful authority to foreclose.

If you get one of those dreaded Notice of Default’s filed against your home, check out the facts first. Like is the one that filed that Notice of Default the one with the lawful authority to do so? Guess what? The vast majority of the time, they don’t! They claim to have the authority, but don’t believe it. Make them prove it to you.

If it’s not the party written in your Deed of Trust, a legal trail must be established as to how the alleged party now foreclosing is lawfully involved and has the lawful authority to do so. That included if your loan has been sold one or more times from who you originally did the loan with. There has to be provided to you the trail of legal transfers.

So that’s for the lender. You’re the Trustor so it’s the same for the Trustee and the Beneficiary. If the ones claiming to now be the Trustee and the Beneficiary are not the ones written in your Deed of Trust, these now alleged Trustee and the Beneficiary all have to legally prove how they now have lawful authority to foreclose.

Read your Deed of Trust t find out who the parties are that have legal authority to foreclose. It will be in your closing documents you got from escrow. If you can’t find your Deed of Trust, don’t worry. It’s filed at the country recorder’s office. You can either get a copy from there, or from any local title/escrow company.

Your Note will also be in your escrow docs you got when you bought the house. NEVER give a copy your Note to the ones doing the foreclosure. Odds are they don’t have the original let along a copy. Without the original Note, which the one doing the foreclosing has to produce, they can’t lawfully foreclose. The law requires the one doing the foreclosing has to produce the original note. Make them prove to you they have the original Note.

For example, RECONSTRUCT COMPANY filed a Notice of Default. Yet, there’s NO evidence RECONSTRUCT COMPANY has lawful authority to do what they have done, which is,
1. According to the NOTICE OF DEFAULT, “RECORDING REQUESTED BY RECONSTRUCT COMPANY.”

RECONSTRUCT COMPANY appears instead to be engaged in fraud. According to “Important Legal Notice NOTICE OF DEFAULT, RECONSTRUCT COMPANY, N.A., acting in its capacity as agent for the beneficiary,” alleges it’s the agent for the beneficiary and that “the Creditor to whom the debt is owed is Countrywide Home Loans.”

WRONG

1. RECONSTRUCT COMPANY is NOT the agent for the beneficiary.2. Countrywide Home Loans is NOT the Creditor.

Here’s why:

1. RECONSTRUCT COMPANY has provided NO evidence that they are their claimed "agent for the beneficiary.”2. According to the Deed of Trust RECONSTRUCT COMPANY references, the lender is Colonial Bank, N.A.

According to “Nevada Important Notice RECONSTRUCT COMPANY, N.A., claims to be “the duly appointed Trustee under a Deed of Trust”

WRONG

1. Reconstruct Company is NOT the duly appointed Trustee under the referenced Deed of Trust

Here’s why:

1. According to the Deed of Trust RECONSTRUCT COMPANY references, the Trustee is FIRST CENTENNIAL TITLE COMPANY.

According to the Deed of Trust RECONSTRUCT COMPANY references, the “Trustee shall give public notice of the sale to the persons and in the manner prescribed by Applicable Law.” The Trustee according to the Deed of Trust RECONSTRUCT COMPANY references, is FIRST CENTENNIAL TITLE COMPANY. FIRST CENTENNIAL TITLE COMPANY has failed to “give public notice of the sale to the persons and in the manner prescribed by Applicable Law.”

http://reno.broowaha.com/profile.php?id=1516

No comments:

Post a Comment

Consumers are Less Likely to Keep Their Opinions to Themselves

Everyday consumers of goods and services now have the Internet to describe their experiences with businesses and those businesses’ employees.

Government executives, administrators and all government employees, businesses, both non-profit and profit, legal and not legal, and every single one of their owners and employees, and all religious participants are ever increasingly more vulnerable to exposure, and accountability.

Consumers have become bolder that their payment means total accountability for what consumers paid for. Consumers are less likely to keep to their place, do as they’re told and keep their opinions to themselves.

Today’s governments, businesses or religions that dismiss or ignore consumers do so at their own risk. The Internet is free at public libraries, free at many businesses and free to anyone that wants to crawl on to it from a nearby wireless connection. Consumers of these goods and services more often than not relate bad experiences over good experiences. Exercising their freedom of speech rights where legal and illegal in other countries, they not only spell out and link the offending business’ name and location, but also the offending employees and/or owner’s names and locations. They spell out in great detail, and link with supporting documentation, their complaints.

I am glad to see “Gone are the days where settings from Auschwitz to Abu Ghraib contaminated in isolation both superiors and subordinates.” I am glad “the Internet is real-time exposure forcing attention, and repercussions.” I am glad “The result has been an increase in holding others accountable, just saying no and exposes.”Governments, schools, teachers, businesses, attorneys, judges, Realtors, home loan lenders, doctors, mechanics, hospitals, religions, etc. should be “relentlessly interviewed, closely monitored, increasingly resisted, and constantly scrutinized.”

“Online exposes and nastiness” happen for a reason.

Reasons like bad customer service or injustice. “As the realization sinks in that the Internet is also a real time conduit of ones’ reputation,” customer service will be deliberately forced to get only better.I have come to the recent conclusion that the Internet has made the Better Business Bureau a dinosaur. The BBB does not publish what the complaint is, and without that, the complaint is useless. Complaints made to the BBB about businesses not providing goods and services as advertised or legally required, bar associations about lawyers lying and taking client’s money but not doing what they were paid to do, Realtor associations about Realtors clearly violating written ethics rules, ethics committees, commissions, etc. should not be private. Instead, all should be public.

That’s another reason why there is an increase on the Internet of complaints and exposes. Too often, ranks have closed in around an offending member and protected them rather than hold them accountable. Or worse, the accused makes threats against the complaintant and witnesses, or bribes are offered by the accused and accepted by the investigator(s), prosecutors and/or judges.

The Internet is the medium to not only expose the offending member, but also these cover ups by those paid to investigate, judge and punish offenders.Public records are public to protect the public. That’s why our publicly elected officials voting records are public. That’s why publicly elected officials can only have public meetings “putting their opinions and conclusions easily available to everyone.” That’s why all complaints, investigations and outcomes should be public.

As MadMax wrote, “Remember, we have a legal system, not a justice system.”

HOWEVER, "Government is instituted for the common good; for the protection, safety, prosperity, and happiness of the people; and not for profit, honor, or private interest of any one man, family, or class of men; therefore, the people alone have an incontestable, unalienable, and indefeasible right to institute government; and to reform, alter, or totally change the same, when their protection, safety, prosperity, and happiness require it."

John Adams, (2nd President of the United States of America), 1776 (Thoughts on Government)

Groovy Stuff

Monday, March 2, 2009

Beware of These Fraudulent Foreclosure Notices Being Filed

No comments:

Post a Comment

Stop Googling Yourself or You'll Go Blind

Don't Let It End With A Whimper

You Decide

Stop the Californication of Nevada

Don't Shut Up & Just Do As You're Told

Consumers are Less Likely to Keep Their Opinions to Themselves

Blog Archive

About Me

My Blog List